Travel is my addiction. I love hitting the road, whether it's a day trip to the county or a train trip to Toronto, travel is my favourite thing. The depressing reality is that travel can be expensive, particularly when you start packing up the entire family for a big getaway. I love to find ways to save on travel so that I can squeeze a few more trips into the year. Some … [Read more...]
New Year, New #MoneyResolutions with @TangerineBank — #TwitterPartyAlert
Disclosure: This is a partnered post with Tangerine Bank. As always, my words and opinions are my own. The start of the new year is for many the time for resolutions. Now, I've never been big on resolutions, but there is something about the New Year that can't help but give you a feeling of a fresh start. Hope is lingering in the air. It feels like everywhere you look where … [Read more...]
No Longer One Paycheque Away From a Rainy Day, Saving With a TFSA
This post was sponsored by TD but, as always, opinions are my own. Are you saving your pennies for a rainy day, or just struggling to get by? A recent study revealed that many Canadians are living paycheque to paycheque, and nearly half are only $200 away from not making their monthly bills. A Tax-Free Savings Account from TD can be the perfect solution for your rainy day … [Read more...]
Help Your Friends and Family to Give the Gift of Education This Christmas with #HeritageeGifting
Each year around this time two things happen. The first thing is my mother-in-law gives me money towards my two daughters' RESPs. The second is my girls receive a pile of Christmas gifts from various relatives near and far. Since most of these people only see my children at Christmas and holidays they, for the most part, have no clue what my daughters like, or what they already … [Read more...]
Save Money This Tax Season? It is Possible.
This post is brought to you by H&R Block Canada. Let’s face it – most of us dread tax season. Sure, it comes at a time when winter is pretty much gone, trees are starting to bloom, flowers are starting to blossom. A lovely time of year, right? But then, you think about having to file your tax return and hand some of your hard-earned money over to the government. Not … [Read more...]
Learning How to Save Big with CAA Rewards
Maybe a year and a half ago I bought a CAA membership. It was one of those things I always meant to get around to doing. I'd receive the sign-up brochure in the mail, look it over and think "Yeah, good idea. I should so do this.", but I would set it aside and promptly forget about it. Then one night we ran out of gas, with both our kids in the car, on a very chilly, snowy, … [Read more...]
Give the Gift of Education, Tips for Saving Towards a Child’s Registered Education Savings Plan
Years ago, I had a good friend who had young kids, and for each special occasion, be it Christmas or their birthdays, she would ask that instead of buying a gift we give money towards their Registered Education Savings Plan. Instead of going out and buying a baby outfit or a stuffed doll, I would grab a pretty card and stuff a cheque in there for $10 or $20. Done. Awesome. The … [Read more...]
Money Tips for Travelling with Kids
Do you remember the days before you had kids? How different life was! I’ve just been thinking about the vacations I used to take before I had my girls in tow. OK - I’d plan the whole trip but I’d always allow plenty of room for things to just sort of happen and I never worried too much about the money side of it all. That’s all changed now that I am travelling as part of … [Read more...]
How to Save Money on Car Insurance, One Important Factor that Can Save You BIG
Ever wonder how auto insurance works? Basically everyone pays into a big pool, and claims are paid out of that pool. The payment you make is called a premium. You pay a premium to your insurance company so that you'll be covered if something bad happens. But because not everyone gets into an accident, or has their car stolen, there are more people paying into the pool than … [Read more...]
Five Oddball Things You Can Sell Online for Good Cash
I have been selling on eBay for over a dozen years now, and in that time I have discovered a couple of odd things that people will buy. You can find a little surprise cash within your own home by keeping an eye out for these unlikely items. 1. Toys. You probably wouldn't throw out an antique tin toy, or a rubber doll from the 50s. But you might be surprised to learn that … [Read more...]